Call reports 2001
WESTERN BANK — 2001
What WESTERN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 52,033,000 | 53,861,000 | 54,868,000 | 58,871,000 |
| Total loans | 24,711,000 | 25,424,000 | 27,492,000 | 29,555,000 |
| Allowance for loan losses | 449,000 | 445,000 | 470,000 | 562,000 |
| Securities available for sale | 16,450,000 | 18,834,000 | 20,131,000 | 17,799,000 |
| Securities held to maturity | 100,000 | 99,000 | 100,000 | 99,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,899,000 | 46,549,000 | 45,163,000 | 49,393,000 |
| Interest-bearing deposits | 37,908,000 | 40,708,000 | 40,153,000 | 43,625,000 |
| Noninterest-bearing deposits | 5,991,000 | 5,841,000 | 5,010,000 | 5,768,000 |
| Equity capital | 5,806,000 | 5,960,000 | 6,388,000 | 6,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,042,000 | 2,050,000 | 3,062,000 | 4,086,000 |
| Interest expense | 442,000 | 856,000 | 1,244,000 | 1,567,000 |
| Net interest income | 600,000 | 1,194,000 | 1,818,000 | 2,519,000 |
| Noninterest income | 92,000 | 189,000 | 338,000 | 443,000 |
| Noninterest expense | 403,000 | 810,000 | 1,252,000 | 1,756,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 152,000 |
| Pretax income | 274,000 | 543,000 | 846,000 | 1,056,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 274,000 | 543,000 | 846,000 | 1,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,720,000 | 5,865,000 | 6,078,000 | 6,154,000 |
| Total capital | 6,088,000 | 6,256,000 | 6,498,000 | 6,582,000 |
| Risk-weighted assets | 30,237,000 | 31,317,000 | 33,578,000 | 34,128,000 |