Call reports 2013
1ST BANK OF TROY — 2013
What 1ST BANK OF TROY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 |
|---|---|
| Total assets | 24,998,000 |
| Total loans | 9,310,000 |
| Allowance for loan losses | 85,000 |
| Securities available for sale | 10,062,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 22,613,000 |
| Interest-bearing deposits | 19,780,000 |
| Noninterest-bearing deposits | 2,833,000 |
| Equity capital | 2,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 |
|---|---|
| Interest income | 195,000 |
| Interest expense | 23,000 |
| Net interest income | 172,000 |
| Noninterest income | 30,000 |
| Noninterest expense | 123,000 |
| Provision for loan losses | 81,000 |
| Pretax income | -2,000 |
| Income tax | -5,000 |
| Net income | 3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 |
|---|---|
| Tier 1 capital | 2,377,000 |
| Total capital | 2,462,000 |
| Risk-weighted assets | 16,289,000 |