Call reports 2012
STATE BANK OF SLATER — 2012
What STATE BANK OF SLATER reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 42,901,000 | 42,259,000 | 43,512,000 |
| Total loans | 26,928,000 | 28,916,000 | 28,714,000 |
| Allowance for loan losses | 319,000 | 319,000 | 325,000 |
| Securities available for sale | 3,860,000 | 3,572,000 | 3,075,000 |
| Securities held to maturity | 2,605,000 | 2,805,000 | 2,988,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 37,215,000 | 36,422,000 | 37,724,000 |
| Interest-bearing deposits | 32,001,000 | 31,339,000 | 31,821,000 |
| Noninterest-bearing deposits | 5,214,000 | 5,083,000 | 5,903,000 |
| Equity capital | 4,992,000 | 5,105,000 | 5,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 454,000 | 915,000 | 1,375,000 |
| Interest expense | 68,000 | 128,000 | 183,000 |
| Net interest income | 386,000 | 787,000 | 1,192,000 |
| Noninterest income | 36,000 | 70,000 | 106,000 |
| Noninterest expense | 298,000 | 571,000 | 855,000 |
| Provision for loan losses | 0 | 0 | 1,000 |
| Pretax income | 124,000 | 286,000 | 442,000 |
| Income tax | 41,000 | 97,000 | 150,000 |
| Net income | 83,000 | 189,000 | 292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 4,977,000 | 5,082,000 | 4,995,000 |
| Total capital | 5,296,000 | 5,401,000 | 5,320,000 |
| Risk-weighted assets | 28,477,000 | 30,060,000 | 30,226,000 |