Call reports 2002
STATE BANK OF SLATER — 2002
What STATE BANK OF SLATER reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 32,916,000 | 31,235,000 | 31,426,000 | 31,362,000 |
| Total loans | 20,964,000 | 21,687,000 | 22,826,000 | 23,277,000 |
| Allowance for loan losses | 234,000 | 242,000 | 247,000 | 243,000 |
| Securities available for sale | 4,565,000 | 5,006,000 | 4,605,000 | 4,803,000 |
| Securities held to maturity | 940,000 | 824,000 | 869,000 | 1,027,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,173,000 | 27,273,000 | 27,418,000 | 27,265,000 |
| Interest-bearing deposits | 26,120,000 | 24,102,000 | 24,237,000 | 24,100,000 |
| Noninterest-bearing deposits | 3,053,000 | 3,171,000 | 3,181,000 | 3,165,000 |
| Equity capital | 3,089,000 | 3,236,000 | 3,250,000 | 3,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 501,000 | 995,000 | 1,491,000 | 1,998,000 |
| Interest expense | 193,000 | 353,000 | 521,000 | 666,000 |
| Net interest income | 308,000 | 642,000 | 970,000 | 1,332,000 |
| Noninterest income | 38,000 | 95,000 | 152,000 | 177,000 |
| Noninterest expense | 229,000 | 444,000 | 695,000 | 919,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 5,000 |
| Pretax income | 117,000 | 293,000 | 422,000 | 585,000 |
| Income tax | 39,000 | 101,000 | 144,000 | 201,000 |
| Net income | 78,000 | 192,000 | 278,000 | 384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,082,000 | 3,195,000 | 3,206,000 | 3,313,000 |
| Total capital | 3,316,000 | 3,437,000 | 3,453,000 | 3,556,000 |
| Risk-weighted assets | 21,446,000 | 21,744,000 | 24,129,000 | 24,152,000 |