Call reports 2001
STATE BANK OF SLATER — 2001
What STATE BANK OF SLATER reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 29,709,000 | 30,074,000 | 30,416,000 | 31,278,000 |
| Total loans | 22,582,000 | 22,887,000 | 22,504,000 | 22,349,000 |
| Allowance for loan losses | 302,000 | 284,000 | 261,000 | 233,000 |
| Securities available for sale | 3,187,000 | 2,821,000 | 2,930,000 | 3,090,000 |
| Securities held to maturity | 1,010,000 | 1,060,000 | 1,144,000 | 1,143,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,031,000 | 26,371,000 | 26,706,000 | 27,541,000 |
| Interest-bearing deposits | 23,052,000 | 23,689,000 | 23,951,000 | 24,434,000 |
| Noninterest-bearing deposits | 2,979,000 | 2,682,000 | 2,755,000 | 3,107,000 |
| Equity capital | 2,948,000 | 3,026,000 | 3,031,000 | 3,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 599,000 | 1,181,000 | 1,759,000 | 2,315,000 |
| Interest expense | 243,000 | 483,000 | 719,000 | 934,000 |
| Net interest income | 356,000 | 698,000 | 1,040,000 | 1,381,000 |
| Noninterest income | 29,000 | 50,000 | 70,000 | 130,000 |
| Noninterest expense | 245,000 | 454,000 | 692,000 | 933,000 |
| Provision for loan losses | 0 | 40,000 | 70,000 | 93,000 |
| Pretax income | 140,000 | 254,000 | 348,000 | 485,000 |
| Income tax | 46,000 | 84,000 | 114,000 | 159,000 |
| Net income | 94,000 | 170,000 | 234,000 | 326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,921,000 | 2,998,000 | 2,988,000 | 3,079,000 |
| Total capital | 3,202,000 | 3,282,000 | 3,249,000 | 3,312,000 |
| Risk-weighted assets | 22,451,000 | 22,703,000 | 22,597,000 | 22,204,000 |