Call reports 2026
FIRST NATIONAL BANK IN COOPER, THE — 2026
What FIRST NATIONAL BANK IN COOPER, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 58,164,000 | 57,308,000 |
| Total loans | 31,702,000 | 30,301,000 |
| Allowance for loan losses | 244,000 | 244,000 |
| Securities available for sale | 11,437,000 | 11,453,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 50,534,000 | 49,676,000 |
| Interest-bearing deposits | 35,049,000 | 34,120,000 |
| Noninterest-bearing deposits | 15,485,000 | 15,556,000 |
| Equity capital | 7,426,000 | 7,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 599,000 | 1,201,000 |
| Interest expense | 180,000 | 370,000 |
| Net interest income | 419,000 | 831,000 |
| Noninterest income | 54,000 | 112,000 |
| Noninterest expense | 304,000 | 627,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 169,000 | 316,000 |
| Income tax | 31,000 | 60,000 |
| Net income | 138,000 | 256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 7,632,000 | 7,568,000 |
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