Call reports 2025
FIRST NATIONAL BANK IN COOPER, THE — 2025
What FIRST NATIONAL BANK IN COOPER, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 54,962,000 | 54,211,000 | 53,560,000 | 55,363,000 |
| Total loans | 32,642,000 | 32,641,000 | 32,142,000 | 31,908,000 |
| Allowance for loan losses | 245,000 | 245,000 | 244,000 | 244,000 |
| Securities available for sale | 12,948,000 | 13,079,000 | 12,638,000 | 11,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,835,000 | 46,969,000 | 46,017,000 | 47,917,000 |
| Interest-bearing deposits | 33,268,000 | 31,983,000 | 31,544,000 | 32,931,000 |
| Noninterest-bearing deposits | 14,567,000 | 14,986,000 | 14,473,000 | 14,986,000 |
| Equity capital | 6,970,000 | 7,031,000 | 7,280,000 | 7,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 546,000 | 1,106,000 | 1,673,000 | 2,267,000 |
| Interest expense | 162,000 | 334,000 | 506,000 | 669,000 |
| Net interest income | 384,000 | 772,000 | 1,167,000 | 1,598,000 |
| Noninterest income | 57,000 | 118,000 | 176,000 | 232,000 |
| Noninterest expense | 303,000 | 612,000 | 911,000 | 1,245,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 138,000 | 278,000 | 432,000 | 585,000 |
| Income tax | 17,000 | 44,000 | 74,000 | 109,000 |
| Net income | 121,000 | 234,000 | 358,000 | 476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,451,000 | 7,405,000 | 7,529,000 | 7,494,000 |