Call reports 2023
FIRST NATIONAL BANK IN COOPER, THE — 2023
What FIRST NATIONAL BANK IN COOPER, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 53,903,000 | 52,067,000 | 51,887,000 | 51,347,000 |
| Total loans | 27,468,000 | 28,101,000 | 29,062,000 | 29,951,000 |
| Allowance for loan losses | 255,000 | 256,000 | 256,000 | 254,000 |
| Securities available for sale | 13,395,000 | 11,780,000 | 11,657,000 | 12,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,582,000 | 45,777,000 | 45,502,000 | 44,875,000 |
| Interest-bearing deposits | 33,096,000 | 32,022,000 | 31,848,000 | 31,401,000 |
| Noninterest-bearing deposits | 14,486,000 | 13,755,000 | 13,654,000 | 13,474,000 |
| Equity capital | 6,228,000 | 6,106,000 | 6,149,000 | 6,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 479,000 | 973,000 | 1,467,000 | 1,977,000 |
| Interest expense | 46,000 | 128,000 | 234,000 | 371,000 |
| Net interest income | 433,000 | 845,000 | 1,233,000 | 1,606,000 |
| Noninterest income | 60,000 | 121,000 | 191,000 | 265,000 |
| Noninterest expense | 290,000 | 598,000 | 894,000 | 1,236,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 203,000 | 368,000 | 530,000 | 635,000 |
| Income tax | 45,000 | 74,000 | 100,000 | 119,000 |
| Net income | 158,000 | 294,000 | 430,000 | 516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,285,000 | 5,075,000 | 5,024,000 | 5,611,000 |