Call reports 2022
FIRST NATIONAL BANK IN COOPER, THE — 2022
What FIRST NATIONAL BANK IN COOPER, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 57,874,000 | 59,159,000 | 56,506,000 | 56,456,000 |
| Total loans | 25,990,000 | 27,778,000 | 27,302,000 | 27,809,000 |
| Allowance for loan losses | 257,000 | 257,000 | 257,000 | 255,000 |
| Securities available for sale | 13,291,000 | 12,511,000 | 12,554,000 | 12,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,562,000 | 53,029,000 | 50,551,000 | 50,523,000 |
| Interest-bearing deposits | 34,219,000 | 36,078,000 | 33,119,000 | 33,008,000 |
| Noninterest-bearing deposits | 17,343,000 | 16,951,000 | 17,432,000 | 17,515,000 |
| Equity capital | 6,249,000 | 6,019,000 | 5,805,000 | 5,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 364,000 | 767,000 | 1,206,000 | 1,692,000 |
| Interest expense | 38,000 | 75,000 | 112,000 | 149,000 |
| Net interest income | 326,000 | 692,000 | 1,094,000 | 1,543,000 |
| Noninterest income | 58,000 | 125,000 | 153,000 | 251,000 |
| Noninterest expense | 275,000 | 569,000 | 819,000 | 1,163,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 109,000 | 248,000 | 428,000 | 631,000 |
| Income tax | 12,000 | 33,000 | 71,000 | 115,000 |
| Net income | 97,000 | 215,000 | 357,000 | 516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,925,000 | 6,911,000 | 7,054,000 | 7,014,000 |