Call reports 2020
FIRST NATIONAL BANK IN COOPER, THE — 2020
What FIRST NATIONAL BANK IN COOPER, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 42,791,000 | 44,469,000 | 44,712,000 | 45,504,000 |
| Total loans | 20,697,000 | 21,332,000 | 21,175,000 | 20,651,000 |
| Allowance for loan losses | 178,000 | 176,000 | 176,000 | 268,000 |
| Securities available for sale | 6,428,000 | 11,271,000 | 12,753,000 | 12,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,963,000 | 37,515,000 | 37,648,000 | 38,679,000 |
| Interest-bearing deposits | 24,994,000 | 25,717,000 | 25,671,000 | 26,207,000 |
| Noninterest-bearing deposits | 10,969,000 | 11,798,000 | 11,977,000 | 12,472,000 |
| Equity capital | 6,667,000 | 6,768,000 | 6,848,000 | 6,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 366,000 | 699,000 | 1,033,000 | 1,356,000 |
| Interest expense | 51,000 | 101,000 | 147,000 | 190,000 |
| Net interest income | 315,000 | 598,000 | 886,000 | 1,166,000 |
| Noninterest income | 53,000 | 104,000 | 168,000 | 228,000 |
| Noninterest expense | 259,000 | 526,000 | 796,000 | 1,071,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 109,000 | 176,000 | 258,000 | 323,000 |
| Income tax | 26,000 | 36,000 | 46,000 | 57,000 |
| Net income | 83,000 | 140,000 | 212,000 | 266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,667,000 | 6,710,000 | 6,781,000 | 6,685,000 |