Call reports 2019
FIRST NATIONAL BANK IN COOPER, THE — 2019
What FIRST NATIONAL BANK IN COOPER, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 46,529,000 | 44,585,000 | 44,787,000 | 44,963,000 |
| Total loans | 20,834,000 | 20,842,000 | 20,675,000 | 20,926,000 |
| Allowance for loan losses | 182,000 | 181,000 | 181,000 | 181,000 |
| Securities available for sale | 13,406,000 | 12,982,000 | 9,462,000 | 6,981,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,884,000 | 37,883,000 | 37,905,000 | 38,250,000 |
| Interest-bearing deposits | 25,295,000 | 23,539,000 | 24,199,000 | 25,261,000 |
| Noninterest-bearing deposits | 14,589,000 | 14,344,000 | 13,706,000 | 12,989,000 |
| Equity capital | 6,501,000 | 6,515,000 | 6,642,000 | 6,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 391,000 | 793,000 | 1,213,000 | 1,605,000 |
| Interest expense | 42,000 | 87,000 | 134,000 | 184,000 |
| Net interest income | 349,000 | 706,000 | 1,079,000 | 1,421,000 |
| Noninterest income | 73,000 | 136,000 | 199,000 | 258,000 |
| Noninterest expense | 271,000 | 545,000 | 806,000 | 1,076,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 6,000 |
| Pretax income | 145,000 | 291,000 | 466,000 | 597,000 |
| Income tax | 30,000 | 58,000 | 86,000 | 118,000 |
| Net income | 115,000 | 233,000 | 380,000 | 479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,533,000 | 6,487,000 | 6,642,000 | 6,570,000 |
| Total capital | 6,713,000 | 6,668,000 | 6,814,000 | 6,742,000 |
| Risk-weighted assets | 14,459,000 | 14,720,000 | 13,774,000 | 13,809,000 |