Call reports 2018
FIRST NATIONAL BANK IN COOPER, THE — 2018
What FIRST NATIONAL BANK IN COOPER, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 46,394,000 | 45,394,000 | 46,250,000 | 46,446,000 |
| Total loans | 21,249,000 | 21,229,000 | 21,810,000 | 21,241,000 |
| Allowance for loan losses | 161,000 | 184,000 | 176,000 | 176,000 |
| Securities available for sale | 13,235,000 | 13,221,000 | 12,765,000 | 12,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,212,000 | 39,150,000 | 39,893,000 | 40,129,000 |
| Interest-bearing deposits | 25,891,000 | 24,872,000 | 26,373,000 | 26,256,000 |
| Noninterest-bearing deposits | 14,321,000 | 14,278,000 | 13,520,000 | 13,873,000 |
| Equity capital | 6,103,000 | 6,135,000 | 6,218,000 | 6,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 381,000 | 779,000 | 1,167,000 | 1,570,000 |
| Interest expense | 30,000 | 58,000 | 90,000 | 129,000 |
| Net interest income | 351,000 | 721,000 | 1,077,000 | 1,441,000 |
| Noninterest income | 70,000 | 125,000 | 185,000 | 247,000 |
| Noninterest expense | 290,000 | 560,000 | 824,000 | 1,092,000 |
| Provision for loan losses | 84,000 | 84,000 | 84,000 | 84,000 |
| Pretax income | 47,000 | 202,000 | 354,000 | 512,000 |
| Income tax | 22,000 | 47,000 | 70,000 | 96,000 |
| Net income | 25,000 | 155,000 | 284,000 | 416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,019,000 | 5,873,000 | 5,903,000 | 6,420,000 |
| Total capital | 6,200,000 | 5,873,000 | 6,079,000 | 6,596,000 |
| Risk-weighted assets | 15,541,000 | 14,777,000 | 14,975,000 | 14,559,000 |