Call reports 2017
FIRST NATIONAL BANK IN COOPER, THE — 2017
What FIRST NATIONAL BANK IN COOPER, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 50,165,000 | 47,557,000 | 45,709,000 | 46,263,000 |
| Total loans | 18,940,000 | 20,044,000 | 19,719,000 | 20,891,000 |
| Allowance for loan losses | 183,000 | 184,000 | 184,000 | 181,000 |
| Securities available for sale | 12,765,000 | 15,664,000 | 14,360,000 | 13,715,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,881,000 | 41,155,000 | 39,158,000 | 39,995,000 |
| Interest-bearing deposits | 28,585,000 | 27,656,000 | 25,743,000 | 25,671,000 |
| Noninterest-bearing deposits | 15,296,000 | 13,499,000 | 13,415,000 | 14,324,000 |
| Equity capital | 6,151,000 | 6,202,000 | 6,294,000 | 6,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 329,000 | 717,000 | 1,088,000 | 1,481,000 |
| Interest expense | 32,000 | 64,000 | 88,000 | 119,000 |
| Net interest income | 297,000 | 653,000 | 1,000,000 | 1,362,000 |
| Noninterest income | 66,000 | 131,000 | 211,000 | 268,000 |
| Noninterest expense | 267,000 | 546,000 | 821,000 | 1,100,000 |
| Provision for loan losses | 52,000 | 52,000 | 52,000 | 60,000 |
| Pretax income | 44,000 | 190,000 | 342,000 | 476,000 |
| Income tax | 5,000 | 41,000 | 87,000 | 97,000 |
| Net income | 39,000 | 149,000 | 255,000 | 379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,147,000 | 6,168,000 | 6,273,000 | 6,273,000 |
| Total capital | 6,330,000 | 6,352,000 | 6,457,000 | 6,454,000 |
| Risk-weighted assets | 18,277,000 | 18,930,000 | 16,618,000 | 15,019,000 |