Call reports 2016
FIRST NATIONAL BANK IN COOPER, THE — 2016
What FIRST NATIONAL BANK IN COOPER, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 48,127,000 | 49,174,000 | 47,116,000 | 52,006,000 |
| Total loans | 17,169,000 | 17,757,000 | 17,830,000 | 19,167,000 |
| Allowance for loan losses | 234,000 | 244,000 | 240,000 | 261,000 |
| Securities available for sale | 15,996,000 | 14,436,000 | 11,990,000 | 10,843,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,738,000 | 42,612,000 | 40,516,000 | 45,840,000 |
| Interest-bearing deposits | 27,487,000 | 27,360,000 | 27,172,000 | 30,684,000 |
| Noninterest-bearing deposits | 14,251,000 | 15,252,000 | 13,344,000 | 15,156,000 |
| Equity capital | 6,161,000 | 6,260,000 | 6,287,000 | 6,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 335,000 | 663,000 | 995,000 | 1,328,000 |
| Interest expense | 37,000 | 75,000 | 111,000 | 145,000 |
| Net interest income | 298,000 | 588,000 | 884,000 | 1,183,000 |
| Noninterest income | 51,000 | 113,000 | 179,000 | 249,000 |
| Noninterest expense | 256,000 | 504,000 | 792,000 | 1,067,000 |
| Provision for loan losses | 15,000 | 25,000 | 25,000 | 50,000 |
| Pretax income | 78,000 | 172,000 | 250,000 | 319,000 |
| Income tax | 25,000 | 42,000 | 63,000 | 78,000 |
| Net income | 53,000 | 130,000 | 187,000 | 241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,061,000 | 6,013,000 | 6,154,000 | 6,109,000 |
| Total capital | 6,295,000 | 6,257,000 | 6,360,000 | 6,341,000 |
| Risk-weighted assets | 30,815,000 | 32,164,000 | 16,454,000 | 18,540,000 |