Call reports 2015
FIRST NATIONAL BANK IN COOPER, THE — 2015
What FIRST NATIONAL BANK IN COOPER, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 47,732,000 | 46,961,000 | 48,869,000 | 48,444,000 |
| Total loans | 19,455,000 | 19,533,000 | 18,642,000 | 17,961,000 |
| Allowance for loan losses | 254,000 | 167,000 | 166,000 | 216,000 |
| Securities available for sale | 12,177,000 | 15,450,000 | 15,158,000 | 13,301,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,473,000 | 40,801,000 | 42,487,000 | 42,213,000 |
| Interest-bearing deposits | 29,645,000 | 28,974,000 | 28,207,000 | 27,881,000 |
| Noninterest-bearing deposits | 11,828,000 | 11,827,000 | 14,280,000 | 14,332,000 |
| Equity capital | 6,029,000 | 5,936,000 | 6,087,000 | 6,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 332,000 | 680,000 | 1,024,000 | 1,355,000 |
| Interest expense | 51,000 | 97,000 | 139,000 | 179,000 |
| Net interest income | 281,000 | 583,000 | 885,000 | 1,176,000 |
| Noninterest income | 69,000 | 146,000 | 214,000 | 259,000 |
| Noninterest expense | 259,000 | 528,000 | 800,000 | 1,062,000 |
| Provision for loan losses | 0 | 45,000 | 45,000 | 95,000 |
| Pretax income | 91,000 | 156,000 | 254,000 | 278,000 |
| Income tax | 24,000 | 48,000 | 69,000 | 45,000 |
| Net income | 67,000 | 108,000 | 185,000 | 233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,897,000 | 5,930,000 | 6,011,000 | 6,008,000 |
| Total capital | 6,151,000 | 6,097,000 | 6,177,000 | 6,224,000 |
| Risk-weighted assets | 35,809,000 | 31,678,000 | 29,222,000 | 33,134,000 |