Call reports 2014
FIRST NATIONAL BANK IN COOPER, THE — 2014
What FIRST NATIONAL BANK IN COOPER, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 48,442,000 | 47,943,000 | 47,671,000 | 46,812,000 |
| Total loans | 19,189,000 | 18,966,000 | 19,818,000 | 19,620,000 |
| Allowance for loan losses | 170,000 | 170,000 | 290,000 | 261,000 |
| Securities available for sale | 16,244,000 | 19,108,000 | 10,586,000 | 10,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,318,000 | 41,664,000 | 41,383,000 | 40,694,000 |
| Interest-bearing deposits | 30,873,000 | 30,500,000 | 29,865,000 | 29,503,000 |
| Noninterest-bearing deposits | 11,445,000 | 11,164,000 | 11,518,000 | 11,191,000 |
| Equity capital | 5,880,000 | 5,959,000 | 5,979,000 | 5,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 384,000 | 778,000 | 1,186,000 | 1,506,000 |
| Interest expense | 57,000 | 112,000 | 167,000 | 218,000 |
| Net interest income | 327,000 | 666,000 | 1,019,000 | 1,288,000 |
| Noninterest income | 63,000 | 129,000 | 191,000 | 273,000 |
| Noninterest expense | 257,000 | 521,000 | 774,000 | 1,086,000 |
| Provision for loan losses | 0 | 0 | 120,000 | 120,000 |
| Pretax income | 133,000 | 275,000 | 415,000 | 454,000 |
| Income tax | 31,000 | 62,000 | 95,000 | 102,000 |
| Net income | 102,000 | 213,000 | 320,000 | 352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,801,000 | 5,810,000 | 5,918,000 | 5,875,000 |
| Total capital | 5,971,000 | 5,980,000 | 6,208,000 | 6,137,000 |
| Risk-weighted assets | 48,492,000 | 47,887,000 | 46,410,000 | 47,490,000 |