Call reports 2012
FIRST NATIONAL BANK IN COOPER, THE — 2012
What FIRST NATIONAL BANK IN COOPER, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 44,821,000 | 44,432,000 | 44,483,000 | 44,468,000 |
| Total loans | 16,253,000 | 15,905,000 | 16,126,000 | 16,893,000 |
| Allowance for loan losses | 157,000 | 137,000 | 136,000 | 176,000 |
| Securities available for sale | 14,406,000 | 16,988,000 | 17,477,000 | 16,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,646,000 | 38,232,000 | 38,250,000 | 38,319,000 |
| Interest-bearing deposits | 30,450,000 | 30,773,000 | 30,341,000 | 29,824,000 |
| Noninterest-bearing deposits | 8,196,000 | 7,459,000 | 7,909,000 | 8,495,000 |
| Equity capital | 5,730,000 | 5,725,000 | 5,901,000 | 5,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 403,000 | 796,000 | 1,119,000 | 1,558,000 |
| Interest expense | 105,000 | 204,000 | 292,000 | 367,000 |
| Net interest income | 298,000 | 592,000 | 827,000 | 1,191,000 |
| Noninterest income | 61,000 | 122,000 | 211,000 | 252,000 |
| Noninterest expense | 264,000 | 519,000 | 788,000 | 1,073,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 141,000 | 241,000 | 388,000 | 506,000 |
| Income tax | 30,000 | 54,000 | 69,000 | 114,000 |
| Net income | 111,000 | 187,000 | 319,000 | 392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,391,000 | 5,367,000 | 5,500,000 | 5,447,000 |
| Total capital | 5,548,000 | 5,503,000 | 5,636,000 | 5,623,000 |
| Risk-weighted assets | 44,465,000 | 44,026,000 | 44,011,000 | 44,156,000 |