Call reports 2011
FIRST NATIONAL BANK IN COOPER, THE — 2011
What FIRST NATIONAL BANK IN COOPER, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 42,757,000 | 43,605,000 | 43,820,000 | 43,817,000 |
| Total loans | 16,691,000 | 16,415,000 | 16,161,000 | 16,363,000 |
| Allowance for loan losses | 164,000 | 157,000 | 157,000 | 156,000 |
| Securities available for sale | 13,474,000 | 15,191,000 | 16,879,000 | 15,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,018,000 | 37,697,000 | 37,700,000 | 37,646,000 |
| Interest-bearing deposits | 29,677,000 | 29,548,000 | 29,886,000 | 30,277,000 |
| Noninterest-bearing deposits | 7,341,000 | 8,149,000 | 7,814,000 | 7,369,000 |
| Equity capital | 5,481,000 | 5,581,000 | 5,816,000 | 5,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 440,000 | 884,000 | 1,309,000 | 1,731,000 |
| Interest expense | 131,000 | 259,000 | 370,000 | 481,000 |
| Net interest income | 309,000 | 625,000 | 939,000 | 1,250,000 |
| Noninterest income | 93,000 | 166,000 | 246,000 | 302,000 |
| Noninterest expense | 233,000 | 479,000 | 709,000 | 1,004,000 |
| Provision for loan losses | 32,000 | 32,000 | 32,000 | 32,000 |
| Pretax income | 137,000 | 280,000 | 444,000 | 516,000 |
| Income tax | 35,000 | 67,000 | 105,000 | 110,000 |
| Net income | 102,000 | 213,000 | 339,000 | 406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,257,000 | 5,267,000 | 5,393,000 | 5,281,000 |
| Total capital | 5,421,000 | 5,424,000 | 5,550,000 | 5,437,000 |
| Risk-weighted assets | 42,581,000 | 43,286,000 | 43,337,000 | 43,364,000 |