Call reports 2009
FIRST NATIONAL BANK IN COOPER, THE — 2009
What FIRST NATIONAL BANK IN COOPER, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 37,438,000 | 37,761,000 | 38,459,000 | 39,931,000 |
| Total loans | 16,830,000 | 16,543,000 | 16,365,000 | 16,998,000 |
| Allowance for loan losses | 122,000 | 118,000 | 128,000 | 133,000 |
| Securities available for sale | 11,290,000 | 10,766,000 | 13,628,000 | 14,897,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,216,000 | 32,584,000 | 32,865,000 | 34,554,000 |
| Interest-bearing deposits | 25,044,000 | 25,885,000 | 25,952,000 | 26,950,000 |
| Noninterest-bearing deposits | 7,172,000 | 6,699,000 | 6,913,000 | 7,604,000 |
| Equity capital | 5,072,000 | 4,988,000 | 5,278,000 | 5,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 496,000 | 996,000 | 1,464,000 | 1,935,000 |
| Interest expense | 167,000 | 331,000 | 491,000 | 652,000 |
| Net interest income | 329,000 | 665,000 | 973,000 | 1,283,000 |
| Noninterest income | 67,000 | 124,000 | 304,000 | 370,000 |
| Noninterest expense | 218,000 | 433,000 | 702,000 | 1,005,000 |
| Provision for loan losses | 6,000 | 12,000 | 44,000 | 49,000 |
| Pretax income | 172,000 | 344,000 | 531,000 | 599,000 |
| Income tax | 45,000 | 89,000 | 155,000 | 147,000 |
| Net income | 127,000 | 255,000 | 376,000 | 452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,965,000 | 4,927,000 | 5,048,000 | 4,974,000 |
| Total capital | 5,087,000 | 5,045,000 | 5,176,000 | 5,107,000 |
| Risk-weighted assets | 37,397,000 | 37,787,000 | 38,238,000 | 39,831,000 |