Call reports 2008
FIRST NATIONAL BANK IN COOPER, THE — 2008
What FIRST NATIONAL BANK IN COOPER, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 37,715,000 | 37,521,000 | 36,836,000 | 35,948,000 |
| Total loans | 16,303,000 | 16,306,000 | 16,632,000 | 16,594,000 |
| Allowance for loan losses | 122,000 | 122,000 | 121,000 | 115,000 |
| Securities available for sale | 10,520,000 | 11,032,000 | 10,234,000 | 11,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,453,000 | 32,524,000 | 31,680,000 | 30,755,000 |
| Interest-bearing deposits | 25,284,000 | 25,144,000 | 25,046,000 | 24,585,000 |
| Noninterest-bearing deposits | 7,169,000 | 7,380,000 | 6,634,000 | 6,170,000 |
| Equity capital | 4,937,000 | 4,794,000 | 4,930,000 | 4,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 555,000 | 1,081,000 | 1,589,000 | 2,108,000 |
| Interest expense | 230,000 | 439,000 | 636,000 | 817,000 |
| Net interest income | 325,000 | 642,000 | 953,000 | 1,291,000 |
| Noninterest income | 57,000 | 126,000 | 185,000 | 276,000 |
| Noninterest expense | 231,000 | 445,000 | 664,000 | 964,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 151,000 | 323,000 | 474,000 | 603,000 |
| Income tax | 55,000 | 91,000 | 132,000 | 175,000 |
| Net income | 96,000 | 232,000 | 342,000 | 428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,800,000 | 4,785,000 | 4,896,000 | 4,837,000 |
| Total capital | 4,922,000 | 4,907,000 | 5,018,000 | 4,952,000 |
| Risk-weighted assets | 36,777,000 | 36,753,000 | 36,089,000 | 35,887,000 |