Call reports 2007
FIRST NATIONAL BANK IN COOPER, THE — 2007
What FIRST NATIONAL BANK IN COOPER, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 19,818,000 | 38,503,000 | 37,929,000 | 38,469,000 |
| Total loans | 5,293,000 | 15,806,000 | 15,479,000 | 16,749,000 |
| Allowance for loan losses | 61,000 | 145,000 | 130,000 | 130,000 |
| Securities available for sale | 5,346,000 | 8,198,000 | 9,599,000 | 9,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,567,000 | 33,772,000 | 32,950,000 | 33,513,000 |
| Interest-bearing deposits | 13,404,000 | 26,945,000 | 26,249,000 | 26,867,000 |
| Noninterest-bearing deposits | 4,163,000 | 6,827,000 | 6,701,000 | 6,646,000 |
| Equity capital | 2,139,000 | 4,533,000 | 4,725,000 | 4,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 265,000 | 1,135,000 | 1,722,000 | 2,315,000 |
| Interest expense | 113,000 | 452,000 | 691,000 | 933,000 |
| Net interest income | 152,000 | 683,000 | 1,031,000 | 1,382,000 |
| Noninterest income | 34,000 | 73,000 | 159,000 | 265,000 |
| Noninterest expense | 109,000 | 449,000 | 701,000 | 976,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 77,000 | 307,000 | 489,000 | 671,000 |
| Income tax | 16,000 | 96,000 | 144,000 | 187,000 |
| Net income | 61,000 | 211,000 | 345,000 | 484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,157,000 | 4,587,000 | 4,721,000 | 4,704,000 |
| Total capital | 2,218,000 | 4,732,000 | 4,851,000 | 4,834,000 |
| Risk-weighted assets | 19,879,000 | 38,731,000 | 38,059,000 | 38,566,000 |