Call reports 2005
FIRST NATIONAL BANK IN COOPER, THE — 2005
What FIRST NATIONAL BANK IN COOPER, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 18,357,000 | 18,332,000 | 17,939,000 | 18,436,000 |
| Total loans | 5,645,000 | 5,461,000 | 5,163,000 | 5,453,000 |
| Allowance for loan losses | 65,000 | 65,000 | 65,000 | 66,000 |
| Securities available for sale | 7,998,000 | 8,508,000 | 7,777,000 | 7,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,299,000 | 16,226,000 | 15,790,000 | 16,359,000 |
| Interest-bearing deposits | 12,547,000 | 12,622,000 | 12,398,000 | 12,282,000 |
| Noninterest-bearing deposits | 3,752,000 | 3,604,000 | 3,392,000 | 4,077,000 |
| Equity capital | 1,999,000 | 2,029,000 | 2,061,000 | 1,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 189,000 | 410,000 | 623,000 | 841,000 |
| Interest expense | 58,000 | 122,000 | 191,000 | 267,000 |
| Net interest income | 131,000 | 288,000 | 432,000 | 574,000 |
| Noninterest income | 28,000 | 60,000 | 81,000 | 121,000 |
| Noninterest expense | 112,000 | 221,000 | 321,000 | 470,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 47,000 | 127,000 | 192,000 | 225,000 |
| Income tax | 12,000 | 23,000 | 34,000 | 45,000 |
| Net income | 35,000 | 104,000 | 158,000 | 180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,992,000 | 2,014,000 | 2,054,000 | 1,949,000 |
| Total capital | 2,057,000 | 2,079,000 | 2,120,000 | 2,014,000 |
| Risk-weighted assets | 18,434,000 | 18,382,000 | 18,004,000 | 18,502,000 |