Call reports 2003
FIRST NATIONAL BANK IN COOPER, THE — 2003
What FIRST NATIONAL BANK IN COOPER, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 18,988,000 | 18,685,000 | 18,492,000 | 18,218,000 |
| Total loans | 4,565,000 | 4,639,000 | 4,920,000 | 5,061,000 |
| Allowance for loan losses | 49,000 | 49,000 | 49,000 | 49,000 |
| Securities available for sale | 8,307,000 | 9,361,000 | 8,677,000 | 9,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,757,000 | 16,373,000 | 16,236,000 | 16,086,000 |
| Interest-bearing deposits | 13,075,000 | 12,775,000 | 12,923,000 | 12,371,000 |
| Noninterest-bearing deposits | 3,682,000 | 3,598,000 | 3,313,000 | 3,715,000 |
| Equity capital | 2,102,000 | 2,153,000 | 2,137,000 | 2,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 192,000 | 389,000 | 585,000 | 774,000 |
| Interest expense | 84,000 | 161,000 | 229,000 | 292,000 |
| Net interest income | 108,000 | 228,000 | 356,000 | 482,000 |
| Noninterest income | 29,000 | 50,000 | 80,000 | 111,000 |
| Noninterest expense | 99,000 | 190,000 | 286,000 | 402,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 38,000 | 88,000 | 150,000 | 191,000 |
| Income tax | 0 | 3,000 | 14,000 | 0 |
| Net income | 38,000 | 85,000 | 136,000 | 159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,960,000 | 1,963,000 | 2,014,000 | 1,920,000 |
| Total capital | 2,009,000 | 2,012,000 | 2,063,000 | 1,969,000 |
| Risk-weighted assets | 18,822,000 | 18,445,000 | 18,355,000 | 18,094,000 |