Call reports 2002
FIRST NATIONAL BANK IN COOPER, THE — 2002
What FIRST NATIONAL BANK IN COOPER, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 18,106,000 | 18,276,000 | 18,034,000 | 18,296,000 |
| Total loans | 4,459,000 | 4,620,000 | 4,813,000 | 4,637,000 |
| Allowance for loan losses | 61,000 | 65,000 | 65,000 | 64,000 |
| Securities available for sale | 8,937,000 | 8,073,000 | 7,309,000 | 8,264,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,050,000 | 16,148,000 | 15,762,000 | 16,126,000 |
| Interest-bearing deposits | 12,537,000 | 12,461,000 | 12,227,000 | 12,686,000 |
| Noninterest-bearing deposits | 3,513,000 | 3,687,000 | 3,535,000 | 3,440,000 |
| Equity capital | 1,973,000 | 2,023,000 | 2,136,000 | 2,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 230,000 | 445,000 | 655,000 | 852,000 |
| Interest expense | 104,000 | 200,000 | 293,000 | 382,000 |
| Net interest income | 126,000 | 245,000 | 362,000 | 470,000 |
| Noninterest income | 23,000 | 52,000 | 83,000 | 131,000 |
| Noninterest expense | 98,000 | 192,000 | 294,000 | 420,000 |
| Provision for loan losses | 3,000 | 53,000 | 53,000 | 64,000 |
| Pretax income | 48,000 | 53,000 | 98,000 | 117,000 |
| Income tax | 4,000 | 3,000 | -3,000 | 4,000 |
| Net income | 44,000 | 50,000 | 101,000 | 113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,956,000 | 1,944,000 | 1,995,000 | 1,923,000 |
| Total capital | 2,017,000 | 2,009,000 | 2,060,000 | 1,987,000 |
| Risk-weighted assets | 18,141,000 | 18,221,000 | 17,884,000 | 18,180,000 |