Call reports 2001
FIRST NATIONAL BANK IN COOPER, THE — 2001
What FIRST NATIONAL BANK IN COOPER, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 19,762,000 | 19,795,000 | 18,900,000 | 17,993,000 |
| Total loans | 4,995,000 | 4,962,000 | 4,896,000 | 4,774,000 |
| Allowance for loan losses | 63,000 | 63,000 | 63,000 | 63,000 |
| Securities available for sale | 7,993,000 | 6,342,000 | 7,264,000 | 6,672,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,651,000 | 17,675,000 | 16,713,000 | 15,910,000 |
| Interest-bearing deposits | 13,688,000 | 14,027,000 | 13,194,000 | 12,387,000 |
| Noninterest-bearing deposits | 3,963,000 | 3,648,000 | 3,519,000 | 3,523,000 |
| Equity capital | 1,975,000 | 1,998,000 | 2,033,000 | 1,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 315,000 | 637,000 | 916,000 | 1,163,000 |
| Interest expense | 150,000 | 308,000 | 455,000 | 582,000 |
| Net interest income | 165,000 | 329,000 | 461,000 | 581,000 |
| Noninterest income | 46,000 | 77,000 | 92,000 | 119,000 |
| Noninterest expense | 137,000 | 283,000 | 419,000 | 553,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 74,000 | 123,000 | 122,000 | 145,000 |
| Income tax | 13,000 | 31,000 | 38,000 | 26,000 |
| Net income | 61,000 | 92,000 | 84,000 | 119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,928,000 | 1,960,000 | 1,923,000 | 1,913,000 |
| Total capital | 1,991,000 | 2,023,000 | 1,986,000 | 1,976,000 |
| Risk-weighted assets | 6,856,000 | 19,800,000 | 18,797,000 | 18,056,000 |