Call reports 2022
PREMIER BANK — 2022
What PREMIER BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,058,071,000 | 1,033,179,000 | 1,032,937,000 | 1,037,682,000 |
| Total loans | 749,250,000 | 764,785,000 | 755,904,000 | 746,477,000 |
| Allowance for loan losses | 9,100,000 | 9,476,000 | 9,926,000 | 9,928,000 |
| Securities available for sale | 192,901,000 | 183,569,000 | 176,347,000 | 174,742,000 |
| Securities held to maturity | 1,405,000 | 1,405,000 | 1,405,000 | 1,405,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 932,832,000 | 925,716,000 | 925,743,000 | 922,865,000 |
| Interest-bearing deposits | 669,473,000 | 671,479,000 | 660,642,000 | 650,316,000 |
| Noninterest-bearing deposits | 263,359,000 | 254,237,000 | 265,101,000 | 272,549,000 |
| Equity capital | 91,976,000 | 84,395,000 | 85,199,000 | 90,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,038,000 | 18,689,000 | 29,936,000 | 41,129,000 |
| Interest expense | 432,000 | 862,000 | 1,451,000 | 2,720,000 |
| Net interest income | 8,606,000 | 17,827,000 | 28,485,000 | 38,409,000 |
| Noninterest income | 950,000 | 2,317,000 | 3,328,000 | 3,821,000 |
| Noninterest expense | 4,355,000 | 9,010,000 | 13,546,000 | 18,077,000 |
| Provision for loan losses | 506,000 | 884,000 | 1,338,000 | 1,338,000 |
| Pretax income | 4,695,000 | 10,250,000 | 16,929,000 | 22,815,000 |
| Income tax | 1,323,000 | 2,899,000 | 4,801,000 | 6,472,000 |
| Net income | 3,372,000 | 7,351,000 | 12,128,000 | 16,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,232,000 | 95,280,000 | 100,056,000 | 104,272,000 |
| Total capital | 108,332,000 | 104,756,000 | 109,982,000 | 114,200,000 |
| Risk-weighted assets | 850,792,000 | 875,935,000 | 869,460,000 | 863,804,000 |