Call reports 2019
PREMIER BANK — 2019
What PREMIER BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 797,009,000 | 835,632,000 | 866,557,000 | 861,235,000 |
| Total loans | 635,514,000 | 648,040,000 | 654,577,000 | 651,486,000 |
| Allowance for loan losses | 6,993,000 | 7,295,000 | 6,067,000 | 6,025,000 |
| Securities available for sale | 88,369,000 | 82,770,000 | 69,347,000 | 74,902,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 698,520,000 | 739,926,000 | 774,369,000 | 759,633,000 |
| Interest-bearing deposits | 662,214,000 | 702,004,000 | 733,705,000 | 718,949,000 |
| Noninterest-bearing deposits | 36,306,000 | 37,922,000 | 40,664,000 | 40,684,000 |
| Equity capital | 78,841,000 | 83,684,000 | 87,606,000 | 86,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,811,000 | 18,254,000 | 27,826,000 | 37,533,000 |
| Interest expense | 1,271,000 | 2,653,000 | 4,143,000 | 5,670,000 |
| Net interest income | 7,540,000 | 15,601,000 | 23,683,000 | 31,863,000 |
| Noninterest income | 1,649,000 | 2,718,000 | 3,716,000 | 5,740,000 |
| Noninterest expense | 3,716,000 | 7,426,000 | 11,265,000 | 15,383,000 |
| Provision for loan losses | 0 | 300,000 | 600,000 | 3,427,000 |
| Pretax income | 5,473,000 | 10,743,000 | 15,864,000 | 19,123,000 |
| Income tax | 1,817,000 | 3,145,000 | 4,499,000 | 5,418,000 |
| Net income | 3,656,000 | 7,598,000 | 11,365,000 | 13,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,012,000 | 83,954,000 | 87,721,000 | 87,060,000 |
| Total capital | 87,005,000 | 91,249,000 | 93,788,000 | 93,085,000 |
| Risk-weighted assets | 686,723,000 | 705,042,000 | 700,137,000 | 699,593,000 |