Call reports 2018
PREMIER BANK — 2018
What PREMIER BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 728,610,000 | 739,997,000 | 748,505,000 | 796,738,000 |
| Total loans | 530,977,000 | 557,512,000 | 588,367,000 | 612,927,000 |
| Allowance for loan losses | 7,015,000 | 7,024,000 | 6,962,000 | 6,976,000 |
| Securities available for sale | 91,743,000 | 92,125,000 | 94,320,000 | 87,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 655,556,000 | 660,936,000 | 667,330,000 | 662,964,000 |
| Interest-bearing deposits | 596,022,000 | 617,675,000 | 636,661,000 | 632,602,000 |
| Noninterest-bearing deposits | 59,534,000 | 43,261,000 | 30,669,000 | 30,362,000 |
| Equity capital | 71,084,000 | 74,349,000 | 74,538,000 | 79,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,238,000 | 14,885,000 | 22,846,000 | 31,289,000 |
| Interest expense | 464,000 | 938,000 | 1,538,000 | 2,512,000 |
| Net interest income | 6,774,000 | 13,947,000 | 21,308,000 | 28,777,000 |
| Noninterest income | 1,202,000 | 2,133,000 | 3,098,000 | 4,866,000 |
| Noninterest expense | 3,637,000 | 7,269,000 | 10,939,000 | 14,678,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,312,000 | 8,784,000 | 13,440,000 | 18,938,000 |
| Income tax | 1,216,000 | 2,290,000 | 3,554,000 | 5,141,000 |
| Net income | 3,096,000 | 6,494,000 | 9,886,000 | 13,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,654,000 | 77,051,000 | 77,445,000 | 81,355,000 |
| Total capital | 80,669,000 | 84,075,000 | 84,407,000 | 88,331,000 |
| Risk-weighted assets | 596,166,000 | 626,060,000 | 644,322,000 | 664,718,000 |