Call reports 2017
PREMIER BANK — 2017
What PREMIER BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 689,224,000 | 698,096,000 | 718,231,000 | 723,913,000 |
| Total loans | 522,342,000 | 517,104,000 | 509,224,000 | 536,977,000 |
| Allowance for loan losses | 6,593,000 | 7,327,000 | 7,411,000 | 7,013,000 |
| Securities available for sale | 74,788,000 | 93,326,000 | 95,065,000 | 94,016,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 617,878,000 | 625,882,000 | 643,490,000 | 649,361,000 |
| Interest-bearing deposits | 585,975,000 | 588,053,000 | 587,225,000 | 608,908,000 |
| Noninterest-bearing deposits | 31,903,000 | 37,829,000 | 56,265,000 | 40,453,000 |
| Equity capital | 67,352,000 | 70,324,000 | 72,276,000 | 72,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,369,000 | 13,151,000 | 20,088,000 | 27,254,000 |
| Interest expense | 448,000 | 913,000 | 1,393,000 | 1,859,000 |
| Net interest income | 5,921,000 | 12,238,000 | 18,695,000 | 25,395,000 |
| Noninterest income | 735,000 | 1,620,000 | 2,378,000 | 3,636,000 |
| Noninterest expense | 3,543,000 | 7,450,000 | 10,873,000 | 14,509,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,113,000 | 6,408,000 | 10,200,000 | 14,522,000 |
| Income tax | 1,315,000 | 2,404,000 | 4,106,000 | 7,081,000 |
| Net income | 1,798,000 | 4,004,000 | 6,094,000 | 7,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,361,000 | 70,872,000 | 72,961,000 | 74,309,000 |
| Total capital | 74,954,000 | 78,000,000 | 79,964,000 | 81,322,000 |
| Risk-weighted assets | 576,824,000 | 570,001,000 | 559,805,000 | 597,039,000 |