Call reports 2016
PREMIER BANK — 2016
What PREMIER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 630,629,000 | 650,130,000 | 675,950,000 | 715,152,000 |
| Total loans | 494,488,000 | 500,135,000 | 511,808,000 | 510,302,000 |
| Allowance for loan losses | 6,412,000 | 6,578,000 | 6,730,000 | 6,592,000 |
| Securities available for sale | 49,434,000 | 53,733,000 | 71,343,000 | 69,422,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 562,265,000 | 579,842,000 | 603,337,000 | 623,760,000 |
| Interest-bearing deposits | 533,057,000 | 544,255,000 | 572,586,000 | 587,540,000 |
| Noninterest-bearing deposits | 29,208,000 | 35,587,000 | 30,751,000 | 36,220,000 |
| Equity capital | 64,612,000 | 66,245,000 | 68,184,000 | 69,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,970,000 | 12,214,000 | 18,594,000 | 25,139,000 |
| Interest expense | 494,000 | 984,000 | 1,466,000 | 1,927,000 |
| Net interest income | 5,476,000 | 11,230,000 | 17,128,000 | 23,212,000 |
| Noninterest income | 1,439,000 | 1,424,000 | 2,591,000 | 3,978,000 |
| Noninterest expense | 3,727,000 | 7,108,000 | 10,666,000 | 14,108,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,471,000 | 5,984,000 | 9,766,000 | 13,795,000 |
| Income tax | 1,458,000 | 2,642,000 | 4,315,000 | 5,780,000 |
| Net income | 2,013,000 | 3,342,000 | 5,451,000 | 8,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,560,000 | 65,889,000 | 67,998,000 | 70,562,000 |
| Total capital | 70,972,000 | 72,467,000 | 74,728,000 | 77,154,000 |
| Risk-weighted assets | 547,657,000 | 557,120,000 | 570,184,000 | 564,496,000 |