Call reports 2015
PREMIER BANK — 2015
What PREMIER BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 617,702,000 | 625,077,000 | 633,254,000 | 661,380,000 |
| Total loans | 463,658,000 | 478,520,000 | 478,573,000 | 488,665,000 |
| Allowance for loan losses | 6,741,000 | 6,287,000 | 6,237,000 | 6,126,000 |
| Securities available for sale | 41,896,000 | 41,888,000 | 42,223,000 | 44,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 550,818,000 | 554,119,000 | 562,151,000 | 576,759,000 |
| Interest-bearing deposits | 524,836,000 | 507,761,000 | 536,858,000 | 546,217,000 |
| Noninterest-bearing deposits | 25,982,000 | 46,358,000 | 25,293,000 | 30,542,000 |
| Equity capital | 62,321,000 | 63,878,000 | 65,794,000 | 64,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,648,000 | 11,568,000 | 17,541,000 | 23,623,000 |
| Interest expense | 567,000 | 1,129,000 | 1,674,000 | 2,200,000 |
| Net interest income | 5,081,000 | 10,439,000 | 15,867,000 | 21,423,000 |
| Noninterest income | 917,000 | 2,278,000 | 3,232,000 | 4,891,000 |
| Noninterest expense | 3,297,000 | 6,839,000 | 10,366,000 | 14,353,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,047,000 | 6,225,000 | 9,080,000 | 12,316,000 |
| Income tax | 1,134,000 | 2,412,000 | 3,569,000 | 4,980,000 |
| Net income | 1,913,000 | 3,813,000 | 5,511,000 | 7,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,976,000 | 64,089,000 | 65,787,000 | 64,611,000 |
| Total capital | 68,512,000 | 70,376,000 | 72,024,000 | 70,737,000 |
| Risk-weighted assets | 522,840,000 | 542,464,000 | 538,505,000 | 541,607,000 |