Call reports 2014
PREMIER BANK — 2014
What PREMIER BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 559,056,000 | 565,203,000 | 593,360,000 | 599,068,000 |
| Total loans | 415,500,000 | 443,455,000 | 458,642,000 | 465,381,000 |
| Allowance for loan losses | 7,536,000 | 7,787,000 | 7,952,000 | 7,878,000 |
| Securities available for sale | 39,783,000 | 39,971,000 | 40,911,000 | 41,077,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 493,915,000 | 488,409,000 | 517,267,000 | 527,596,000 |
| Interest-bearing deposits | 466,287,000 | 461,187,000 | 476,750,000 | 497,499,000 |
| Noninterest-bearing deposits | 27,628,000 | 27,222,000 | 40,517,000 | 30,097,000 |
| Equity capital | 54,647,000 | 61,258,000 | 62,072,000 | 60,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,256,000 | 10,934,000 | 16,776,000 | 22,712,000 |
| Interest expense | 578,000 | 1,161,000 | 1,741,000 | 2,335,000 |
| Net interest income | 4,678,000 | 9,773,000 | 15,035,000 | 20,377,000 |
| Noninterest income | 1,144,000 | 11,051,000 | 10,566,000 | 11,253,000 |
| Noninterest expense | 3,028,000 | 6,830,000 | 10,243,000 | 14,151,000 |
| Provision for loan losses | 45,000 | 355,000 | 480,000 | 480,000 |
| Pretax income | 2,749,000 | 13,639,000 | 14,878,000 | 16,999,000 |
| Income tax | 1,019,000 | 5,247,000 | 5,719,000 | 6,503,000 |
| Net income | 1,730,000 | 8,392,000 | 9,159,000 | 10,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,204,000 | 61,112,000 | 62,173,000 | 60,510,000 |
| Total capital | 56,874,000 | 67,036,000 | 68,332,000 | 66,754,000 |
| Risk-weighted assets | 451,846,000 | 472,081,000 | 490,908,000 | 497,947,000 |