Call reports 2013
PREMIER BANK — 2013
What PREMIER BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 555,281,000 | 558,948,000 | 562,191,000 | 558,041,000 |
| Total loans | 403,262,000 | 401,097,000 | 403,621,000 | 410,003,000 |
| Allowance for loan losses | 8,585,000 | 8,428,000 | 8,361,000 | 7,940,000 |
| Securities available for sale | 28,823,000 | 41,889,000 | 42,295,000 | 41,301,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 497,599,000 | 493,435,000 | 497,418,000 | 497,246,000 |
| Interest-bearing deposits | 472,555,000 | 474,417,000 | 451,317,000 | 455,041,000 |
| Noninterest-bearing deposits | 25,044,000 | 19,018,000 | 46,101,000 | 42,205,000 |
| Equity capital | 49,249,000 | 50,178,000 | 51,738,000 | 52,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,535,000 | 11,013,000 | 16,618,000 | 22,067,000 |
| Interest expense | 790,000 | 1,550,000 | 2,295,000 | 3,009,000 |
| Net interest income | 4,745,000 | 9,463,000 | 14,323,000 | 19,058,000 |
| Noninterest income | 814,000 | 1,556,000 | 1,900,000 | 2,994,000 |
| Noninterest expense | 3,710,000 | 6,970,000 | 10,177,000 | 13,631,000 |
| Provision for loan losses | 410,000 | 410,000 | 410,000 | 410,000 |
| Pretax income | 1,373,000 | 3,601,000 | 5,597,000 | 7,972,000 |
| Income tax | 403,000 | 1,240,000 | 1,821,000 | 2,709,000 |
| Net income | 970,000 | 2,361,000 | 3,776,000 | 5,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,038,000 | 44,467,000 | 46,437,000 | 48,743,000 |
| Total capital | 48,778,000 | 50,123,000 | 52,069,000 | 54,375,000 |
| Risk-weighted assets | 456,713,000 | 449,724,000 | 447,850,000 | 449,187,000 |