Call reports 2012
PREMIER BANK — 2012
What PREMIER BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 541,782,000 | 536,657,000 | 557,044,000 | 558,366,000 |
| Total loans | 387,680,000 | 387,689,000 | 393,309,000 | 396,313,000 |
| Allowance for loan losses | 8,725,000 | 9,143,000 | 8,547,000 | 8,280,000 |
| Securities available for sale | 40,260,000 | 37,039,000 | 27,034,000 | 38,983,000 |
| Securities held to maturity | 2,702,000 | 2,700,000 | 4,252,000 | 4,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 490,331,000 | 480,689,000 | 498,768,000 | 503,547,000 |
| Interest-bearing deposits | 469,447,000 | 463,116,000 | 476,648,000 | 478,946,000 |
| Noninterest-bearing deposits | 20,884,000 | 17,573,000 | 22,121,000 | 24,601,000 |
| Equity capital | 45,225,000 | 46,694,000 | 47,356,000 | 48,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,673,000 | 11,348,000 | 17,181,000 | 22,912,000 |
| Interest expense | 994,000 | 1,905,000 | 2,799,000 | 3,648,000 |
| Net interest income | 4,679,000 | 9,443,000 | 14,382,000 | 19,264,000 |
| Noninterest income | 461,000 | 787,000 | 799,000 | 997,000 |
| Noninterest expense | 3,389,000 | 6,750,000 | 10,159,000 | 14,023,000 |
| Provision for loan losses | 925,000 | 1,495,000 | 2,195,000 | 2,195,000 |
| Pretax income | 857,000 | 2,016,000 | 3,470,000 | 4,753,000 |
| Income tax | 158,000 | 465,000 | 920,000 | 1,333,000 |
| Net income | 699,000 | 1,551,000 | 2,550,000 | 3,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,568,000 | 38,812,000 | 39,938,000 | 41,152,000 |
| Total capital | 43,114,000 | 44,355,000 | 45,546,000 | 46,754,000 |
| Risk-weighted assets | 440,536,000 | 439,585,000 | 445,727,000 | 445,454,000 |