Call reports 2011
PREMIER BANK — 2011
What PREMIER BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 579,815,000 | 568,931,000 | 580,423,000 | 551,035,000 |
| Total loans | 408,306,000 | 403,691,000 | 397,333,000 | 390,350,000 |
| Allowance for loan losses | 14,256,000 | 13,502,000 | 12,143,000 | 8,159,000 |
| Securities available for sale | 51,435,000 | 44,838,000 | 39,461,000 | 47,389,000 |
| Securities held to maturity | 3,731,000 | 3,729,000 | 3,726,000 | 3,724,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 523,772,000 | 513,611,000 | 524,619,000 | 499,937,000 |
| Interest-bearing deposits | 503,726,000 | 492,998,000 | 503,236,000 | 483,705,000 |
| Noninterest-bearing deposits | 20,046,000 | 20,613,000 | 21,383,000 | 16,232,000 |
| Equity capital | 48,274,000 | 48,377,000 | 48,189,000 | 45,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,074,000 | 12,393,000 | 18,095,000 | 23,994,000 |
| Interest expense | 1,576,000 | 3,015,000 | 4,388,000 | 5,594,000 |
| Net interest income | 4,498,000 | 9,378,000 | 13,707,000 | 18,400,000 |
| Noninterest income | 1,241,000 | 2,118,000 | 2,742,000 | -126,000 |
| Noninterest expense | 3,422,000 | 7,408,000 | 10,810,000 | 14,144,000 |
| Provision for loan losses | 2,100,000 | 4,930,000 | 6,951,000 | 11,211,000 |
| Pretax income | 235,000 | -614,000 | -737,000 | -6,505,000 |
| Income tax | -106,000 | -643,000 | -890,000 | -3,508,000 |
| Net income | 341,000 | 29,000 | 153,000 | -2,997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,051,000 | 42,792,000 | 42,626,000 | 36,767,000 |
| Total capital | 49,003,000 | 48,606,000 | 48,376,000 | 42,375,000 |
| Risk-weighted assets | 467,820,000 | 457,438,000 | 453,612,000 | 446,078,000 |