Call reports 2010
PREMIER BANK — 2010
What PREMIER BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 632,854,000 | 605,944,000 | 597,492,000 | 596,087,000 |
| Total loans | 463,035,000 | 454,287,000 | 441,441,000 | 427,475,000 |
| Allowance for loan losses | 11,585,000 | 13,880,000 | 14,931,000 | 13,609,000 |
| Securities available for sale | 60,593,000 | 67,784,000 | 53,466,000 | 50,854,000 |
| Securities held to maturity | 3,015,000 | 3,013,000 | 2,985,000 | 3,733,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 558,214,000 | 546,061,000 | 537,458,000 | 541,550,000 |
| Interest-bearing deposits | 535,137,000 | 525,619,000 | 506,001,000 | 508,484,000 |
| Noninterest-bearing deposits | 23,077,000 | 20,442,000 | 31,457,000 | 33,066,000 |
| Equity capital | 52,013,000 | 49,040,000 | 48,154,000 | 47,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,969,000 | 13,692,000 | 20,467,000 | 26,840,000 |
| Interest expense | 2,424,000 | 4,690,000 | 6,723,000 | 8,536,000 |
| Net interest income | 4,545,000 | 9,002,000 | 13,744,000 | 18,304,000 |
| Noninterest income | 844,000 | 1,629,000 | 2,612,000 | 2,941,000 |
| Noninterest expense | 4,690,000 | 7,937,000 | 11,508,000 | 15,320,000 |
| Provision for loan losses | 2,260,000 | 12,445,000 | 16,400,000 | 17,725,000 |
| Pretax income | -1,561,000 | -8,793,000 | -10,369,000 | -10,616,000 |
| Income tax | -832,000 | -3,939,000 | -4,771,000 | -5,084,000 |
| Net income | -729,000 | -4,854,000 | -5,598,000 | -5,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,028,000 | 44,221,000 | 43,326,000 | 41,792,000 |
| Total capital | 58,456,000 | 50,596,000 | 49,595,000 | 47,872,000 |
| Risk-weighted assets | 509,112,000 | 502,464,000 | 492,880,000 | 478,831,000 |