Call reports 2009
PREMIER BANK — 2009
What PREMIER BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 608,829,000 | 595,244,000 | 603,303,000 | 615,687,000 |
| Total loans | 486,581,000 | 483,925,000 | 480,631,000 | 478,085,000 |
| Allowance for loan losses | 11,023,000 | 11,078,000 | 11,080,000 | 10,919,000 |
| Securities available for sale | 46,213,000 | 45,199,000 | 46,032,000 | 45,967,000 |
| Securities held to maturity | 660,000 | 2,666,000 | 3,167,000 | 3,019,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 503,084,000 | 507,262,000 | 518,728,000 | 536,650,000 |
| Interest-bearing deposits | 483,159,000 | 481,629,000 | 496,835,000 | 520,197,000 |
| Noninterest-bearing deposits | 19,925,000 | 25,633,000 | 21,893,000 | 16,453,000 |
| Equity capital | 53,155,000 | 51,801,000 | 53,014,000 | 52,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,435,000 | 14,896,000 | 22,200,000 | 29,655,000 |
| Interest expense | 3,419,000 | 6,746,000 | 9,747,000 | 12,386,000 |
| Net interest income | 4,016,000 | 8,150,000 | 12,453,000 | 17,269,000 |
| Noninterest income | 678,000 | 1,420,000 | 2,187,000 | 2,907,000 |
| Noninterest expense | 3,008,000 | 6,277,000 | 9,752,000 | 13,203,000 |
| Provision for loan losses | 835,000 | 4,973,000 | 4,973,000 | 7,313,000 |
| Pretax income | 851,000 | -1,680,000 | -85,000 | -340,000 |
| Income tax | 157,000 | -1,056,000 | -620,000 | -781,000 |
| Net income | 694,000 | -624,000 | 535,000 | 441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,010,000 | 51,693,000 | 52,852,000 | 52,758,000 |
| Total capital | 59,661,000 | 58,316,000 | 59,441,000 | 59,286,000 |
| Risk-weighted assets | 527,725,000 | 525,447,000 | 522,655,000 | 517,880,000 |