Call reports 2007
PREMIER BANK — 2007
What PREMIER BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 537,063,000 | 542,713,000 | 546,996,000 | 537,963,000 |
| Total loans | 456,266,000 | 457,572,000 | 472,467,000 | 469,514,000 |
| Allowance for loan losses | 6,032,000 | 6,953,000 | 8,064,000 | 7,509,000 |
| Securities available for sale | 53,357,000 | 46,852,000 | 52,198,000 | 32,762,000 |
| Securities held to maturity | 672,000 | 671,000 | 671,000 | 1,169,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 472,602,000 | 476,523,000 | 471,067,000 | 470,387,000 |
| Interest-bearing deposits | 409,394,000 | 454,425,000 | 445,314,000 | 449,308,000 |
| Noninterest-bearing deposits | 63,208,000 | 22,098,000 | 25,753,000 | 21,079,000 |
| Equity capital | 46,004,000 | 46,933,000 | 47,119,000 | 49,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 10,343,000 | 20,069,000 | 30,178,000 | 39,814,000 |
| Interest expense | 4,279,000 | 8,686,000 | 13,216,000 | 17,531,000 |
| Net interest income | 6,064,000 | 11,383,000 | 16,962,000 | 22,283,000 |
| Noninterest income | 759,000 | 1,526,000 | 2,319,000 | 2,981,000 |
| Noninterest expense | 2,899,000 | 5,933,000 | 9,205,000 | 11,602,000 |
| Provision for loan losses | 372,000 | 1,397,000 | 3,379,000 | 4,736,000 |
| Pretax income | 3,552,000 | 5,579,000 | 6,697,000 | 8,926,000 |
| Income tax | 1,471,000 | 2,556,000 | 3,689,000 | 3,871,000 |
| Net income | 2,081,000 | 3,023,000 | 3,008,000 | 5,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,262,000 | 47,205,000 | 47,189,000 | 49,237,000 |
| Total capital | 52,294,000 | 53,278,000 | 53,423,000 | 55,392,000 |
| Risk-weighted assets | 484,010,000 | 484,954,000 | 496,859,000 | 491,035,000 |