Call reports 2004
PREMIER BANK — 2004
What PREMIER BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 395,315,000 | 401,966,000 | 414,904,000 | 424,459,000 |
| Total loans | 298,932,000 | 301,600,000 | 320,869,000 | 345,124,000 |
| Allowance for loan losses | 4,338,000 | 4,346,000 | 4,356,000 | 4,360,000 |
| Securities available for sale | 46,547,000 | 63,897,000 | 60,185,000 | 55,736,000 |
| Securities held to maturity | 246,000 | 246,000 | 356,000 | 909,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,544,000 | 367,273,000 | 377,539,000 | 385,901,000 |
| Interest-bearing deposits | 320,996,000 | 336,268,000 | 347,841,000 | 359,952,000 |
| Noninterest-bearing deposits | 40,548,000 | 31,005,000 | 29,698,000 | 25,949,000 |
| Equity capital | 28,243,000 | 29,824,000 | 32,119,000 | 33,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 5,979,000 | 12,228,000 | 18,644,000 | 25,383,000 |
| Interest expense | 1,260,000 | 2,558,000 | 3,939,000 | 5,434,000 |
| Net interest income | 4,719,000 | 9,670,000 | 14,705,000 | 19,949,000 |
| Noninterest income | 607,000 | 1,293,000 | 2,036,000 | 2,663,000 |
| Noninterest expense | 2,353,000 | 4,598,000 | 6,950,000 | 9,669,000 |
| Provision for loan losses | 334,000 | 334,000 | 345,000 | 349,000 |
| Pretax income | 2,639,000 | 6,031,000 | 9,446,000 | 12,597,000 |
| Income tax | 1,219,000 | 2,559,000 | 3,991,000 | 5,094,000 |
| Net income | 1,420,000 | 3,472,000 | 5,455,000 | 7,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,889,000 | 29,941,000 | 31,924,000 | 33,972,000 |
| Total capital | 32,227,000 | 34,287,000 | 36,280,000 | 38,332,000 |
| Risk-weighted assets | 353,277,000 | 352,843,000 | 366,794,000 | 382,114,000 |
Machine access — free, no API key
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