Call reports 2002
PREMIER BANK — 2002
What PREMIER BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 299,039,000 | 309,043,000 | 330,501,000 | 339,787,000 |
| Total loans | 205,519,000 | 216,050,000 | 236,474,000 | 258,918,000 |
| Allowance for loan losses | 2,191,000 | 2,326,000 | 2,568,000 | 2,837,000 |
| Securities available for sale | 64,993,000 | 64,136,000 | 55,055,000 | 51,794,000 |
| Securities held to maturity | 895,000 | 895,000 | 895,000 | 770,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,565,000 | 282,272,000 | 302,278,000 | 310,710,000 |
| Interest-bearing deposits | 230,171,000 | 231,504,000 | 246,034,000 | 285,841,000 |
| Noninterest-bearing deposits | 43,394,000 | 50,768,000 | 56,244,000 | 24,869,000 |
| Equity capital | 21,247,000 | 22,952,000 | 24,135,000 | 25,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,598,000 | 9,398,000 | 14,437,000 | 19,808,000 |
| Interest expense | 1,735,000 | 3,265,000 | 4,741,000 | 6,128,000 |
| Net interest income | 2,863,000 | 6,133,000 | 9,696,000 | 13,680,000 |
| Noninterest income | 602,000 | 1,180,000 | 1,850,000 | 2,572,000 |
| Noninterest expense | 1,882,000 | 3,808,000 | 5,790,000 | 8,253,000 |
| Provision for loan losses | 79,000 | 214,000 | 460,000 | 771,000 |
| Pretax income | 1,879,000 | 3,666,000 | 5,671,000 | 7,603,000 |
| Income tax | 784,000 | 1,552,000 | 2,447,000 | 3,297,000 |
| Net income | 1,095,000 | 2,114,000 | 3,224,000 | 4,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,628,000 | 22,646,000 | 23,756,000 | 24,838,000 |
| Total capital | 23,819,000 | 24,972,000 | 26,324,000 | 27,675,000 |
| Risk-weighted assets | 236,356,000 | 247,071,000 | 272,185,000 | 292,188,000 |