Call reports 2001
PREMIER BANK — 2001
What PREMIER BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 266,979,000 | 265,679,000 | 284,954,000 | 302,445,000 |
| Total loans | 178,327,000 | 185,714,000 | 197,766,000 | 200,611,000 |
| Allowance for loan losses | 1,866,000 | 1,912,000 | 2,061,000 | 2,112,000 |
| Securities available for sale | 28,969,000 | 51,390,000 | 52,708,000 | 45,824,000 |
| Securities held to maturity | 1,455,000 | 1,456,000 | 1,455,000 | 1,325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,541,000 | 240,558,000 | 258,473,000 | 275,863,000 |
| Interest-bearing deposits | 201,090,000 | 200,437,000 | 214,003,000 | 224,418,000 |
| Noninterest-bearing deposits | 41,451,000 | 40,121,000 | 44,470,000 | 51,445,000 |
| Equity capital | 19,788,000 | 20,674,000 | 21,738,000 | 22,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,185,000 | 10,071,000 | 15,022,000 | 19,831,000 |
| Interest expense | 2,411,000 | 4,615,000 | 6,792,000 | 8,838,000 |
| Net interest income | 2,774,000 | 5,456,000 | 8,230,000 | 10,993,000 |
| Noninterest income | 457,000 | 1,029,000 | 1,601,000 | 2,207,000 |
| Noninterest expense | 1,870,000 | 3,764,000 | 5,591,000 | 7,353,000 |
| Provision for loan losses | 69,000 | 115,000 | 259,000 | 314,000 |
| Pretax income | 1,292,000 | 2,606,000 | 3,963,000 | 5,515,000 |
| Income tax | 525,000 | 1,063,000 | 1,664,000 | 2,314,000 |
| Net income | 767,000 | 1,543,000 | 2,299,000 | 3,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,699,000 | 20,474,000 | 21,230,000 | 22,132,000 |
| Total capital | 21,565,000 | 22,386,000 | 23,291,000 | 24,244,000 |
| Risk-weighted assets | 213,469,000 | 223,691,000 | 232,381,000 | 240,254,000 |