Call reports 2025
TEMPLETON SAVINGS BANK — 2025
What TEMPLETON SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 160,066,000 | 155,637,000 | 159,550,000 | 160,260,000 |
| Total loans | 102,800,000 | 103,437,000 | 107,484,000 | 110,839,000 |
| Allowance for loan losses | 1,504,000 | 1,517,000 | 1,530,000 | 1,542,000 |
| Securities available for sale | 32,636,000 | 35,741,000 | 33,183,000 | 31,316,000 |
| Securities held to maturity | 3,465,000 | 1,265,000 | 1,237,000 | 1,232,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,181,000 | 129,271,000 | 132,599,000 | 133,237,000 |
| Interest-bearing deposits | 98,777,000 | 101,127,000 | 100,782,000 | 102,231,000 |
| Noninterest-bearing deposits | 35,404,000 | 28,144,000 | 31,817,000 | 31,006,000 |
| Equity capital | 24,814,000 | 25,277,000 | 25,810,000 | 25,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,899,000 | 3,855,000 | 5,907,000 | 8,105,000 |
| Interest expense | 551,000 | 1,098,000 | 1,682,000 | 2,264,000 |
| Net interest income | 1,348,000 | 2,757,000 | 4,225,000 | 5,841,000 |
| Noninterest income | 60,000 | 145,000 | 199,000 | 249,000 |
| Noninterest expense | 724,000 | 1,551,000 | 2,277,000 | 3,193,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 672,000 | 1,327,000 | 2,111,000 | 2,849,000 |
| Income tax | 166,000 | 330,000 | 523,000 | 679,000 |
| Net income | 506,000 | 997,000 | 1,588,000 | 2,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,843,000 | 23,183,000 | 23,624,000 | 23,606,000 |