Call reports 2024
TEMPLETON SAVINGS BANK — 2024
What TEMPLETON SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 156,573,000 | 157,638,000 | 157,198,000 | 156,098,000 |
| Total loans | 99,875,000 | 103,565,000 | 103,133,000 | 103,558,000 |
| Allowance for loan losses | 1,455,000 | 1,468,000 | 1,480,000 | 1,492,000 |
| Securities available for sale | 41,021,000 | 36,327,000 | 28,297,000 | 29,392,000 |
| Securities held to maturity | 5,983,000 | 3,507,000 | 3,484,000 | 3,475,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,195,000 | 133,549,000 | 132,312,000 | 131,106,000 |
| Interest-bearing deposits | 99,708,000 | 100,436,000 | 100,061,000 | 101,166,000 |
| Noninterest-bearing deposits | 33,487,000 | 33,113,000 | 32,251,000 | 29,940,000 |
| Equity capital | 22,821,000 | 23,264,000 | 23,908,000 | 24,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,661,000 | 3,360,000 | 5,198,000 | 7,086,000 |
| Interest expense | 518,000 | 1,090,000 | 1,686,000 | 2,277,000 |
| Net interest income | 1,143,000 | 2,270,000 | 3,512,000 | 4,809,000 |
| Noninterest income | 54,000 | 138,000 | 201,000 | 280,000 |
| Noninterest expense | 689,000 | 1,400,000 | 2,147,000 | 2,966,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 496,000 | 984,000 | 1,530,000 | 2,075,000 |
| Income tax | 123,000 | 233,000 | 378,000 | 491,000 |
| Net income | 373,000 | 751,000 | 1,152,000 | 1,584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,725,000 | 21,953,000 | 22,204,000 | 22,336,000 |