Call reports 2023
TEMPLETON SAVINGS BANK — 2023
What TEMPLETON SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 171,166,000 | 160,775,000 | 166,067,000 | 164,788,000 |
| Total loans | 92,734,000 | 95,043,000 | 101,283,000 | 101,484,000 |
| Allowance for loan losses | 1,791,000 | 1,803,000 | 1,432,000 | 1,443,000 |
| Securities available for sale | 51,659,000 | 50,560,000 | 49,408,000 | 46,224,000 |
| Securities held to maturity | 9,604,000 | 5,799,000 | 5,756,000 | 5,977,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,974,000 | 139,041,000 | 130,555,000 | 128,757,000 |
| Interest-bearing deposits | 112,535,000 | 102,520,000 | 98,150,000 | 96,235,000 |
| Noninterest-bearing deposits | 37,438,000 | 36,522,000 | 32,406,000 | 32,522,000 |
| Equity capital | 20,937,000 | 21,155,000 | 21,667,000 | 22,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,417,000 | 2,926,000 | 4,524,000 | 6,172,000 |
| Interest expense | 201,000 | 456,000 | 834,000 | 1,346,000 |
| Net interest income | 1,216,000 | 2,470,000 | 3,690,000 | 4,826,000 |
| Noninterest income | 63,000 | 155,000 | 217,000 | 276,000 |
| Noninterest expense | 762,000 | 1,483,000 | 2,567,000 | 3,392,000 |
| Provision for loan losses | 12,000 | 24,000 | -347,000 | -336,000 |
| Pretax income | 505,000 | 1,118,000 | 1,687,000 | 2,046,000 |
| Income tax | 128,000 | 278,000 | 420,000 | 494,000 |
| Net income | 377,000 | 840,000 | 1,267,000 | 1,552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,777,000 | 21,090,000 | 21,368,000 | 21,777,000 |