Call reports 2022
TEMPLETON SAVINGS BANK — 2022
What TEMPLETON SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 165,800,000 | 171,794,000 | 165,936,000 | 169,561,000 |
| Total loans | 87,150,000 | 91,000,000 | 95,525,000 | 99,616,000 |
| Allowance for loan losses | 1,744,000 | 1,745,000 | 1,757,000 | 1,768,000 |
| Securities available for sale | 39,841,000 | 52,889,000 | 51,909,000 | 51,079,000 |
| Securities held to maturity | 9,355,000 | 9,645,000 | 9,595,000 | 9,568,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,915,000 | 151,222,000 | 140,387,000 | 134,140,000 |
| Interest-bearing deposits | 111,473,000 | 114,894,000 | 107,509,000 | 101,245,000 |
| Noninterest-bearing deposits | 33,442,000 | 36,328,000 | 32,878,000 | 32,896,000 |
| Equity capital | 20,789,000 | 20,509,000 | 20,009,000 | 20,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,018,000 | 2,148,000 | 3,426,000 | 4,740,000 |
| Interest expense | 73,000 | 153,000 | 248,000 | 402,000 |
| Net interest income | 945,000 | 1,995,000 | 3,178,000 | 4,338,000 |
| Noninterest income | 69,000 | 205,000 | 274,000 | 335,000 |
| Noninterest expense | 673,000 | 1,351,000 | 2,058,000 | 2,825,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 329,000 | 825,000 | 1,358,000 | 1,800,000 |
| Income tax | 82,000 | 205,000 | 339,000 | 437,000 |
| Net income | 247,000 | 620,000 | 1,019,000 | 1,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,885,000 | 20,108,000 | 20,357,000 | 20,400,000 |