Call reports 2020
TEMPLETON SAVINGS BANK — 2020
What TEMPLETON SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 127,215,000 | 137,084,000 | 138,497,000 | 151,924,000 |
| Total loans | 93,818,000 | 89,615,000 | 88,071,000 | 88,527,000 |
| Allowance for loan losses | 1,595,000 | 1,616,000 | 1,634,000 | 1,654,000 |
| Securities available for sale | 2,546,000 | 12,553,000 | 23,048,000 | 24,043,000 |
| Securities held to maturity | 1,302,000 | 1,138,000 | 2,419,000 | 2,411,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,882,000 | 115,703,000 | 116,987,000 | 130,597,000 |
| Interest-bearing deposits | 86,036,000 | 92,124,000 | 92,452,000 | 100,795,000 |
| Noninterest-bearing deposits | 19,845,000 | 23,579,000 | 24,536,000 | 29,802,000 |
| Equity capital | 20,529,000 | 20,705,000 | 20,881,000 | 20,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,328,000 | 2,584,000 | 3,855,000 | 4,931,000 |
| Interest expense | 222,000 | 414,000 | 588,000 | 724,000 |
| Net interest income | 1,106,000 | 2,170,000 | 3,267,000 | 4,207,000 |
| Noninterest income | 67,000 | 141,000 | 199,000 | 264,000 |
| Noninterest expense | 682,000 | 1,373,000 | 2,067,000 | 2,770,000 |
| Provision for loan losses | 20,000 | 39,000 | 58,000 | 78,000 |
| Pretax income | 475,000 | 902,000 | 1,343,000 | 1,626,000 |
| Income tax | 119,000 | 225,000 | 335,000 | 393,000 |
| Net income | 356,000 | 677,000 | 1,008,000 | 1,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,396,000 | 18,567,000 | 18,747,000 | 18,674,000 |
| Total capital | 19,593,000 | 19,751,000 | — | — |
| Risk-weighted assets | 95,379,000 | 94,331,000 | — | — |