Call reports 2019
TEMPLETON SAVINGS BANK — 2019
What TEMPLETON SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 121,307,000 | 124,459,000 | 124,239,000 | 127,155,000 |
| Total loans | 92,875,000 | 94,231,000 | 95,299,000 | 94,529,000 |
| Allowance for loan losses | 1,542,000 | 1,561,000 | 1,565,000 | 1,576,000 |
| Securities available for sale | 19,334,000 | 14,937,000 | 14,475,000 | 12,003,000 |
| Securities held to maturity | 1,447,000 | 1,053,000 | 1,303,000 | 1,302,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,295,000 | 104,098,000 | 103,538,000 | 106,308,000 |
| Interest-bearing deposits | 81,411,000 | 83,089,000 | 83,409,000 | 84,606,000 |
| Noninterest-bearing deposits | 19,885,000 | 21,009,000 | 20,129,000 | 21,702,000 |
| Equity capital | 19,324,000 | 19,693,000 | 19,988,000 | 20,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,305,000 | 2,661,000 | 4,070,000 | 5,479,000 |
| Interest expense | 178,000 | 381,000 | 604,000 | 827,000 |
| Net interest income | 1,127,000 | 2,280,000 | 3,466,000 | 4,652,000 |
| Noninterest income | 68,000 | 163,000 | 240,000 | 317,000 |
| Noninterest expense | 663,000 | 1,302,000 | 1,986,000 | 2,670,000 |
| Provision for loan losses | 19,000 | 39,000 | 58,000 | 78,000 |
| Pretax income | 512,000 | 1,102,000 | 1,662,000 | 2,221,000 |
| Income tax | 128,000 | 275,000 | 416,000 | 540,000 |
| Net income | 384,000 | 827,000 | 1,246,000 | 1,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,384,000 | 17,635,000 | 17,904,000 | 18,039,000 |
| Total capital | 18,572,000 | 18,853,000 | 19,126,000 | 19,234,000 |
| Risk-weighted assets | 94,733,000 | 97,116,000 | 97,449,000 | 95,245,000 |