Call reports 2018
TEMPLETON SAVINGS BANK — 2018
What TEMPLETON SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 123,990,000 | 120,542,000 | 119,320,000 | 123,077,000 |
| Total loans | 92,272,000 | 91,196,000 | 90,185,000 | 94,035,000 |
| Allowance for loan losses | 1,466,000 | 1,485,000 | 1,504,000 | 1,522,000 |
| Securities available for sale | 20,339,000 | 20,824,000 | 20,036,000 | 19,185,000 |
| Securities held to maturity | 2,913,000 | 1,746,000 | 1,659,000 | 1,448,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,365,000 | 101,129,000 | 97,589,000 | 101,526,000 |
| Interest-bearing deposits | 82,466,000 | 81,558,000 | 79,819,000 | 80,054,000 |
| Noninterest-bearing deposits | 22,899,000 | 19,571,000 | 17,770,000 | 21,473,000 |
| Equity capital | 18,153,000 | 18,385,000 | 18,626,000 | 18,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,203,000 | 2,459,000 | 3,717,000 | 4,998,000 |
| Interest expense | 110,000 | 236,000 | 368,000 | 539,000 |
| Net interest income | 1,093,000 | 2,223,000 | 3,349,000 | 4,459,000 |
| Noninterest income | 73,000 | 166,000 | 241,000 | 322,000 |
| Noninterest expense | 636,000 | 1,306,000 | 1,913,000 | 2,593,000 |
| Provision for loan losses | 19,000 | 42,000 | 64,000 | 83,000 |
| Pretax income | 511,000 | 1,041,000 | 1,613,000 | 2,105,000 |
| Income tax | 132,000 | 269,000 | 421,000 | 519,000 |
| Net income | 379,000 | 772,000 | 1,192,000 | 1,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,347,000 | 16,591,000 | 16,861,000 | 16,957,000 |
| Total capital | 17,511,000 | 17,733,000 | 18,001,000 | 18,157,000 |
| Risk-weighted assets | 92,803,000 | 91,050,000 | 90,828,000 | 95,758,000 |