Call reports 2017
TEMPLETON SAVINGS BANK — 2017
What TEMPLETON SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 118,247,000 | 118,643,000 | 118,730,000 | 121,480,000 |
| Total loans | 85,415,000 | 85,863,000 | 85,827,000 | 89,279,000 |
| Allowance for loan losses | 1,386,000 | 1,407,000 | 1,428,000 | 1,446,000 |
| Securities available for sale | 18,122,000 | 19,657,000 | 21,608,000 | 20,482,000 |
| Securities held to maturity | 3,858,000 | 3,116,000 | 2,916,000 | 2,914,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,530,000 | 100,447,000 | 98,835,000 | 101,686,000 |
| Interest-bearing deposits | 81,590,000 | 82,677,000 | 78,755,000 | 78,628,000 |
| Noninterest-bearing deposits | 18,940,000 | 17,770,000 | 20,080,000 | 23,059,000 |
| Equity capital | 17,045,000 | 17,553,000 | 17,730,000 | 17,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,099,000 | 2,251,000 | 3,407,000 | 4,593,000 |
| Interest expense | 86,000 | 179,000 | 276,000 | 377,000 |
| Net interest income | 1,013,000 | 2,072,000 | 3,131,000 | 4,216,000 |
| Noninterest income | 85,000 | 189,000 | 273,000 | 347,000 |
| Noninterest expense | 607,000 | 1,249,000 | 1,831,000 | 2,535,000 |
| Provision for loan losses | 19,000 | 39,000 | 58,000 | 78,000 |
| Pretax income | 472,000 | 973,000 | 1,514,000 | 1,949,000 |
| Income tax | 166,000 | 343,000 | 533,000 | 480,000 |
| Net income | 306,000 | 630,000 | 981,000 | 1,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,015,000 | 15,500,000 | 15,704,000 | 15,969,000 |
| Total capital | 16,119,000 | 16,602,000 | 16,804,000 | 17,100,000 |
| Risk-weighted assets | 88,100,000 | 87,845,000 | 87,653,000 | 90,225,000 |