Call reports 2016
TEMPLETON SAVINGS BANK — 2016
What TEMPLETON SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 116,294,000 | 115,622,000 | 115,858,000 | 117,737,000 |
| Total loans | 81,037,000 | 83,627,000 | 86,136,000 | 87,463,000 |
| Allowance for loan losses | 1,301,000 | 1,322,000 | 1,344,000 | 1,364,000 |
| Securities available for sale | 11,549,000 | 19,096,000 | 18,313,000 | 18,064,000 |
| Securities held to maturity | 13,450,000 | 3,344,000 | 3,861,000 | 3,859,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,259,000 | 98,436,000 | 95,899,000 | 99,164,000 |
| Interest-bearing deposits | 80,427,000 | 80,159,000 | 77,653,000 | 78,620,000 |
| Noninterest-bearing deposits | 18,832,000 | 18,277,000 | 18,246,000 | 20,544,000 |
| Equity capital | 16,359,000 | 16,547,000 | 16,745,000 | 16,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,064,000 | 2,146,000 | 3,261,000 | 4,392,000 |
| Interest expense | 79,000 | 160,000 | 243,000 | 329,000 |
| Net interest income | 985,000 | 1,986,000 | 3,018,000 | 4,063,000 |
| Noninterest income | 75,000 | 165,000 | 242,000 | 324,000 |
| Noninterest expense | 603,000 | 1,213,000 | 1,748,000 | 2,344,000 |
| Provision for loan losses | 20,000 | 39,000 | 58,000 | 78,000 |
| Pretax income | 437,000 | 909,000 | 1,464,000 | 1,975,000 |
| Income tax | 152,000 | 317,000 | 509,000 | 693,000 |
| Net income | 285,000 | 592,000 | 955,000 | 1,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,222,000 | 14,383,000 | 14,600,000 | 14,523,000 |
| Total capital | 15,287,000 | 15,474,000 | 15,707,000 | 15,642,000 |
| Risk-weighted assets | 84,944,000 | 87,091,000 | 88,308,000 | 89,276,000 |